The Motley Fool - What percentage of what you're paying for a house should be your down payment? There's no single best amount, and it will likely vary according to your situation. Mortgage lenders typically like to have you pay 20% or more down (which means you're financing only 80% of your purchase price), but some special loan plans can get that down payment into the low single digits. By using private mortgage insurance, you can also swing a down payment that's less than 20% of your home's purchase price. In addition, there are some programs available that offer low-cost loans with very small down payments.
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Your Down-Payment Portion
(The Motley Fool) 
