CitiMortgage still does stated income with verified assets and stated income with stated assets Alt-A loans as well as continuing to offer subprime loans, a spokesman told
MortgageDaily.com. Bear Stearns Residential Mortgage Corp. offers a variety of Alt-A loans for LTVs as high as 95 percent and credit scores as low as 640 for primary residences, but no subprime loans, a spokeswoman said. "We're starting to open up the spigots again as the markets improve, and we see where they're going," a Delta Funding spokesman told
MortgageDaily.com.
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