The Motley Fool - Do we recommend term insurance or whole life insurance? Well, for most people, it probably makes the most sense to stick to term insurance. Buy just as much insurance as you need, and only for as long as you need it. With term insurance, you won't be paying anything extra as an "investment." Instead, put the money you save on premiums into better long-term investments -- such as stock market index funds, stocks you've selected on your own, or whatever you're most comfortable with. Your own investments are likely to outperform any investment an insurance company makes for you. ...
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Insurance: Term or Whole?
(The Motley Fool) 
