BusinessWeek Online - At least once a week, offers for mortgage life insurance land in my mailbox. Without hesitation, these letters go straight to the shredder, as do the myriad offers for other "insurances" that I really don't need. Name a hazard of life, no matter how trivial or unlikely, and companies will offer to insure against it. The latest trend is insurance against the costs of identity theft -- which, despite public fears, are generally very low (see BW Online, 1/10/06, "The Booming Biz of ID Protection").
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