Hello everyone! I want to wish everyone a happy and prosperous new year! Last year was an interesting one. I ran into a loan originator that was just awful. He begged for my business, then didn't return phone calls, took way too long to get pricing, and still hasn't delivered. Someone posted not to do business with them but they convinced me the accusations were not true. Lies! A warning! Be careful with whom you do business. I have a situation where a client is now in commercial foreclosure. Can anyone do this? $90,000 balloon payment was due in August. Need to get her at least 70% LTV. Client has decent scores, stable salary and job, in the service for 17 years. She just forgot the balloon payment was due. Scores are a hindrance to getting high enough LTV, and unscrupulous loan originators wasting our time. I pride myself on quick results and I always return phone calls and keep in touch at all times. It's just good business ethics. If anyone can help, please email me at
friendlyfinancials@yahoo.com. I look forward to hearing from you.
