Credit Repair is one of those "taboo" services, everyone thinks it doesn't work or that anyone can do it. The truth is we are able to improve Ficos on 90-95% of clients credit reports. There is the small percentage where nothing can be done. And yes, this is something that any person can do for themselves and it is free for them to do so. They can even log onto
www.annualcreditreport.com and it will walk them through the procees on line- completley free.
However, I can work on my car for free and it doesn't mean that I can fix it in a way that will make it run any better. I would rather let a mechanic fix it because I know that they know what they are doing and can do it better than I can.
Same thing with Credit Repair, this is what we specialize in, we know what to say, how to say it and who to say it to to get the desired results people are looking for. Is it a 100% certain that their ficos will change? No, noone can promise that, but that is what money back guarantees are for.
Using the FCRA (Fair Credit Reporting Act) we open up investigations on negative items not just to verify that the derog was the clients but also to show that it was reported correctly. 79% of consumer credit reports have errors of some kind. We exist to get them off. However, rather than writing a huge book just ask me questions and I will be more tahn happy to answer them. I can also assist you in showing what you can do for a quick Rapid rescore for those who do not know much about them. (I do not do the Rapid Rescores, but can show you what you would need to do if it will benefit the client at all.)
