Credit Repair: California Credit Solutions LLC

[jester2trife]

If we do not improve your credit, we will refund your money!

We help you achieve these goals by ensuring that your credit report is accurate. Studies have shown that 50-75% of all credit reports contain inaccurate or outdated information. We work with the credit reporting agencies to remove all inaccurate, outdated or unverifiable information.

Once we have removed all inaccurate, outdated and unverifiable information from your credit report, you will see an increase in your credit score or you don't pay. California Credit Solutions L.L.C. complies with all federal and state laws, including the Fair Credit Reporting Act.

Our state-of-the-art Credit Repair Service uses the latest in computer technology; it is the most complete service available anywhere! We rely on our extensive knowledge of the Fair Credit Reporting Act and the Fair Debt Collections Practice Act, along with years of experience and time proven letters, forms, and Lawful Notices. Our services can remove negative inaccurate unverifiable and incomplete information from your credit reports, including charge offs, bankruptcies, judgments, repo's, foreclosures, student loans, tax liens, and slow pays. I realize that sounds to good to be true, but it isn't. We have had great success helping people with all kinds of credit problems. These people have been able to qualify for new mortgages, new car loans, and meet their families credit needs.

Within 60 to 90 days, the credit bureaus respond with a verification or deletion summary that shows the results of each challenge made. Overall average success rate is between 85% and 95% of unverifiable derogatory items removed. Best of all, the items that tend to be removed first are those that are the most harm your credit, such as bankruptcies, tax liens, judgments, charge-off, repossessions, student loans. While the full process takes up to four months, many clients see enough improvement their score to allow them to qualify for a mortgage or low interest car loan in as little as 45 to 90 days.

Feel free to call me directly or send me an email if you or anyone you know could benefit from our service. Your financial freedom is right around the corner, dont let it pass you by.

Scott Klouda

[carlo@CreditReportAtlas]

Welcome to MBL! Go clean those bad credits!

[Greg]

Can you explain details about the cost of your service? Is it set in stone or case-by-case?

[The Bid Chief]

Scott,

Perhaps outlining ow your company complies with the following link would help you differentiate yourself from the "BAD" credit repair companies.

http://www.ftc.gov/bcp/conline/pubs/credit/repair.htm

The Bid Chief

[jester2trife]

Greg, it is a flat fee of $699. To make it easier for customers to afford our service, we also can set up a installment plan where the clients can pay for the service over a 2 month period at no extra charge. And like I stated in my previous post: If we dont improve your credit, we will give you your money back 100%, no questions asked. We are in the business getting clients, brokers, and real estate agents alike to benefit from our services and establish long term business relationships.

The Big Chief, maybe this will answer some of your questions:

1. What can you take off of my credit bureau report?
We can take off unpaid collections, charge-offs, repossessions, bankruptcies, medical bills, foreclosures, tax liens civil liens, student loans, credit card debt, inquiries, old addresses, all names but one, judgments, and divorce debt.

2. What can you not take off my credit bureau report?
Child support.

3. Will what you take off my credit bureau report ever come back?
On average only one out of 2,500 to 3,000 will re-appear when we get it off the second time. After it has been deleted two times, by law it can't be put back on your credit report.

4. What are the risks I will be taking with repairing my credit? Will the credit bureaus penalize me?
There are NO risks. The only thing that will happen is that we will make your credit bureau report better for you or refund your money.

5. How long does information remain on my report?
Credit bureaus report credit information for a period of seven (7) years. Some states have special provisions for collections and paid liens. Chapter 7 and Chapter 11 bankruptcies are each reported for 10 years, and chapter 13 bankruptcy is reported for 10 years, both measured from the date of the filing.

6. Why do Credit Bureaus not want me to use a Credit Repair Company?
The credit bureaus will tell you that it is easier and less expensive to do it yourself. While it may be true that you have the right to repair your credit yourself, many individuals do not have the time, experience and organizational savvy necessary to deal with bureaucracies. You must also spend hours of study to gain a working knowledge of the consumer laws available to you. Many who start repairing their credit turn to a credit repair company after months of work.

7. How long would it take California Credit Solutions to repair my credit?
Again there is no definite answer, only definite advantages as the time varies depending on the initial credit status of each customer. On average it takes between 45 to 120 days for California Credit Solutions to repair your credit.

8. How does a Credit Bureau make money?
A credit bureau is a commercial business. It makes money by selling your credit report to others. A person with bad credit means more business for them as such a person applies for credit about ten (10) times more than a person with good credit.

9. Why should I use a Credit Repair Company?
The most common reasons are that individuals either have already tried themselves and obtained limited results, or they just don't have the time to undertake this task. If you decide to use us, you can be assured that you will be receiving the best assistance and service possible.

10. How Does California Credit Solutions Do this Legally?
Disputing your credit report is your right. Credit restoration is as legal as pleading "not guilty" in a court of law.

11. What if Deleted Items Reappear on My Credit Report?
On occasion, a negative listing that was recently deleted will eventually be verified by the creditor. The Fair Credit Reporting Act requires that the credit bureau inform you of reinstatement of a previously deleted listing. The FCRA also makes it more difficult for credit bureaus to re-report listings. Because of these factors, it is fairly rare for listings to come back on your credit history once they've been deleted. If an item is re-reported, it is a simple matter to challenge the listing again at a future time in order to press for permanent deletion.

12.Do You Guarantee Your Service?
If we do not improve your credit, we will refund your money