| Prequal Senario HELP - Mobile Refi R/T las vegas NV 495/464 80%
Borrower: Mr.Jim FICO: 520/495/493 Income: 5520/month
Co-Borrower: Mrs.Frankie FICO: 475-464-450 Income: Homemaker
Subject Property: LV , NV 89122
__________________________________________________ _______________
LTV: 85
CLTV: 85
DTI: 25
FICO: 495 Jim, 464 Frankie
Occupancy: Owner Occupy
Purpose: Refinance Rate/Term
Property Type: Mobile Home Park , Trailer Park
Loan Type: Any
Doc Type: Full DOC
Seasoning: since 2005
Lates: 1-30 8/06, 1-60 9/06
Bankruptcy: NONE
Foreclosure: NONE
Max Loan Amount: 160,000
Appraisal: 190,000
Par
(1)
(1.5)
(2)
Buy Down
Underwriting Fees:
STORIES - Reason of the mortgage lates...She has lupus and Diabetic. they got robbed, she had $2000 CASH in her purse, for the mortgage and ALL of her medication were taken. Now, if you know, that if you have medical pay for your prescriptions and ask for additional refills before the 30 days are up, they will not refill. Only way they will refill is if you pay for it. So it was either mortgage (current is $1600/month) or medication. Now, of course, it was two months reported, so they had medical expenses to pay for as well as what was taken from them.
Medical bills are being disputed.
Land owner of this property.
Converted to permanent property to real property.
Their mobile is 30x56, not the average 24x56. They have an extra large wide mobile.
Next to a park.
Built their own 10x12 porch to the home.
Please respond ASAP if anyone has any suggestions...
ALREADY TRIED, Encore Credit, Fremont, Accredited, CWBC, All Western Mortgage (Hard Money), Wells Fargo, 1st Street Financial, Delta Funding, Eastern Savings Bank, Fairmount Funding....
 | 
