highest score of 2 applicants

mnlakes56 · #1 (**permalink**) 01-09-2007, 03:34 PM

Who will allow highest of 2 applicants scores to be used for grading besides Encore
Thanks

GLOAT · #2 (**permalink**) 01-10-2007, 11:30 AM

First Franklin-regardless of income contributions
Option One-up to 95% w/income restrictions
Delta Funding-w/alot of small print
M&I-depending on scores

mnlakes56 · #3 (**permalink**) 01-10-2007, 11:45 AM

Thanks Gloat for some additional direction

Greg · #4 (**permalink**) 01-10-2007, 04:23 PM

FF needs 30% of the total income now. Also 12 month joint credit history.
BNC Mortgage
Emigrant Mortgage
Fieldstone
First Capital
Fremont
Impac Lending
MLN --- lol just kidding
No Red Tape (Jumbo)
Option One
Southstar (Co needs a 540+ though)
US Bank
Wachovia

mknight · #5 (**permalink**) 01-10-2007, 05:51 PM

Yes, Fremont will provided they have lived together for a year, meet a small trade line requirement and are not first-time buyers.