Florida Jumbo Loan, need help

[cheatherdale]

I'm a bit pessimistic about this loan, and you'll see why, but I figured I'd give it a shot and see if anyone can help.

704 Mid
and 616 Mid (Co-borrower, wife)
89% LTV
689,000 loan
With their COMBINED income, they can easily go full doc
over $1mil in assets
Rate & Term Refinance
Never a mortgage late

Email me and let me know if you can help. Or if you're confident that this loan is garbage, email me and let me know that too. Been a while since I've done this kind of loan and am not really aware of what's out there. Thanks.

[rationale]

It seems like the perfect loan scenario... Why are you pessimistic and why are you having issues finding a lender?... You should be able to find rates in the 7.5% to 8.0% range with a decent yield spread...