florida disclosures

[telly04]

I already posted this in the into section, but......

I was wondering who could tell me what disclosures get sent out for florida refis. Thanks.

[mortgageprocessor]

Telly,

Do you still need help with this? Email me if so, chrissy@precisemortgageprocessing.com.

[Erik]

Can you post the info here, Chrissy? That would be of benefit to everyone

[mortgageprocessor]

Sure. These are the disclosures I normally send out for every FL deal (this is assuming a non-government loan...conforming) Should be in your LOS but if you need copies, let me know..I've got them for every state ;-)

1003 (new version)
Good Faith Estimate
Service Provider Relationship
Truth In Lending
Borrower Cert & Auth
Mortgage Broker Business Contract + the FL Addendum
Notice to Home Loan Applicant
Misc Disc Notices (Occupancy, Anti-Coercion, FCRA, FHA/Govt)
ECOA
Flood Disaster Protection Act
Mortgage Loan Origination Agreement
Patriot Act Disc
PMI Disc (if applicable either for Fixed or ARM's)
Private Policy
Right to Receive Appraisal
Servicing Disclosure
4506 or 4506T
Florida Lender Disc (if you're classified as a lender)

Hope this helps :-)

[Greg]

Awesome!!!!

Can you share how you got this. Was it an LOS program that told you or is there a site with all these answers?

[mortgageprocessor]

Well, the forms are in most LOS systems. We however have our internal matrix of disclosures required for each state since we process for just about all of them. Hope it helped :-)

[telly04]

Thanks so much. I really appreciate it

[telly04]

Hey Chrissy,

Do you use point? I can't find some of the items you listed. I assume they just have a slightly different name.

[mortgageprocessor]

Yes, I use point. If you use point too and are still having a hard time finding them, let me know. You can also email me at chrissy@precisemortgageprocessing.com too.