| Extra payments on a mortage
First time here, so if I mess-up Sorry.
I am going direct to the point.
I bought a house 10 years ago from the owner. The house was in need of repairs and I know how to do from pluming to roofing. I got the house for:
$22560.00
at
11% (bad credit)
at
15 years
During the past ten (10) years. I made extra payments ranging from $25.00 (many payments) to $1500.00(1 time).
I honestly think I only owe about 6 months, 12 at the most. My landlord thinks I owe $8302.37
He sends me an Amortization Schedule done by his CPA (Certified Public Accountant).
Showing missing payments.
They sent me 2 Amortization Schedule showing different payment schedule. The first one shows November of last year with a payment of $250.00. The other Amortization Schedule doesn't have payment. The payment was sent to them on 11/5/04 for $275.00.
They don't have records of a single payment, with or without extra payments.
The only way they were able to get to this amount is because I fax them a copy of every extra payment and they still mess-up
Is the CPA liable for this? Can I sue the CPA?
Can I get a spread sheet on the Net or some kind of program that will help me with this? I got copy of every single Money Order and or check sent to them from 5/5/1996 to today.
All the paperwork was done by a Chicago Tile company. The house is under my name in the Cout house in Dallas.
Any ideas??
Thank you
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