Okolohoma State: House completed except for furnishing in kitchen (cabinets, sink), plumbing and wiring completed. Cost of cures approximately $3,500. Have put $500 down payment. Can’t put anymore until sale of current house. Upon sale, plan to put down $10K - $20K. Seller willing to pay 3% of Buyers Prepaid and Closing cost. FICO: Borrower – 778; Coborrower – 732. Best rate so far is 7.5%, with $4K at closing, and monthly payments of $612 w/o tax & insurance but incl PMI $150/mth.