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Hi Processor,
There are a key few terminology. California there is a thing called escrow. Your closing equals our signing. Closing here is funding. The borrower must sign the loan documents and they must be checked back in before they fund the loan. It is not an automatic like on a Purchase or 3 days after on a refinance. That makes us a dry state.
We get est. closing statements not finals before our signings. The est. closing statement may change from the date of the signing if the closing is delayed for any reason.
Our loan documents are not doc senistive.
That is what I can think of off the top of my head.
Good Luck!
__________________ Amanda Flores ATG, Inc. Your Mortgage Processing Solution AmandaFlores@atgprocessing.com
714-269-5798 Direct Line
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