Enough chit-chat, time to get down to business
Often I have couples where the spouse who makes the most money has the lower scores.
Of course, Novastar will average the scores of both borrowers, but
who will just use the co-borrower's score?
I received a flyer saying that Bay Rock will do it in some cases. (I'll have to contact my AE to find out what the deciding factors are.)
Who else?