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Midas,
You are correct, most lenders listed in thread require a 580 score for 100% LTV's. Some will go as low as 575. I truly do not believe you will find someone who will do a 500 score at 100%.
However there are lenders that will do a CLTV (80/20) to 100% financing. Try MILA for starters.
Also alot of lenders will allow up to 85 - 90% with a 500 score and a CLTV of 100% if you can find a private investor to hold the second.
Of course in these instances almost every deal is on a case by case basis. If I can be of any more help just e-mail me.
Good Luck
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