There is no method in question here though secret. The post is questioning who will do 60 45-60 day old credit. Not whether it is ethical or not. Your post does not help the poster find what they are seeking. But, I respect what you are saying and agree with it. It is one of those things lenders allow that ends up resulting in a bad loan sometimes.
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that sure surprises me, because I KNOW that Founder personally, and I know he has WAY more good sense that that.
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People are not always the way you think they are huh.