Both are excellent programs and I highly recommend getting both of them. Please feel free to use my name when signing up, since they do have a referral fee
) But in all seriousness, they are both really stron products. MC gives you software you can use to make presentations to customers that is outstanding! Loan Toolbox is more of a general catch all with letters to send out to clients and referral partners, message boards, conference calls, etc.
Hope this helps!
Jay