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I just wanted to post an update to this scenario. We all are finding out what doesn't work anymore much faster than what still does work.
This loan closed yesterday @ 80%LTV:
No open trades
BNC re-pulled and mid score actually fropped to 519
Purchase - Full Doc - O/O - SFR - Rural
Private VOR
2 FC filings in last 7 years.
Ch. 13 dismissed and converted to CH. 7 in 2002
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