[Greg]

Yes! I place the same emphasis on my customers as I do my own family. I advise what I would do or suggest then they make a choice.

Sound good?

Wow you are right I have looked at historical rate charts and they were very high back then! You got the best of the best and it was 10% lol

Oh hey I did talk to the 47 unit 7.1 mill producer and 75% is referrals from Realtors and Service providers (Insurance Agents, Financial Planners)

Just food for thought.

Again I think the way you teach sounds like doing what everyone else does not and that should work! I just do not have much information to base my opinions on. You know what I mean. I guess I better buy some CD's next time for sure!