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Hmm.
My company has wholesale and they offer Prime and Sub-Prime. New Century and New Century Prime (Formerly RBC Mortgage) FHA is amazing with little to no hits for anything unlike Wells. 1 day out of BK at 100% and can use cancelled checks for 24 month tradeline.
Argent Mortgage has really good rates and can use the borrower's high score to qualify.
Aegis Funding has slighty better rates sometimes on lower LTV deals. They actually do unrecorded land contracts using appraised value with 12 months seasoning, Private VOR, and Cash Out. Nice niche but I think they may require cancelled checks now.
So many are good though. These lenders close deals. Some are tricky or have reps that are not so good and make the company look bad.
Be sure to ask every rep how long they have been with the company and how long they have been a Wholesale AE so you know what you have.
__________________ Greg Phillips Manager Fairfield Mortgage Company Web : Home Forums Blog |