Andy he has the right to his own opinion. He thinks your full of it.
But, this post should not have gotten the respect level it did in my opinion. It is a public document that assures them you know they have a bad mortgage or that you have proof you know you can do potentially better. I think it is a marvelous strategy that needs some rep points myself. Just please try to avoid half page long posts always posting url's and bold selling language if you know what I mean. Participate in general talk sometimes and build a tiny bit of rapport. Go to the watercooler and talk about news or something.
I agree with points in both posts. That is poor turn over sure but mini apps are quick if you are asking to just pull credit. I can tell if a loan will close with a report.
Still 8 deals is nice. Better than most people I have run into these days.
I would tweak your list and seek 8-10%. You should improve your ratio's. You gotta get that arm 1 yr later and convert it to FHA if you can.
Little tip. New Arm filings.. Wait 2 months and call and just introduce yourself and tell them you are calling as a courtesy to see if they want free advice. Move into credit and if it was good or bad. See if their LO calls them. Likely not believe it or not. Coach them.
Then this happened
Quote:
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FloridaMan you are a complete idiot
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Come on you invoked that attitude. Idiot.? Unprofessional.
I would have just expected a more sophisticated reply myself. Sounds like my son calling his brother a stupid idiot for dumping Lego's on the floor....